Raise 'em higher

I think the Fed should raise interest rates and here is why (in no particular order):

1) Keep more stupid people from taking out mortgages that are way over their heads
2) Inflation. Oil over $80. Hello!?
3) Contain the market goldrush mentality and not clean up the greed and ignorant-driven (subprime) mess by making everybody else that had nothing to do with it pay.